Health Insurance
Finding Health Insurance
Official government information on getting common types of health insurance.
Affordable Care Act
Learn About the Affordable Care Act
The Affordable Care Act (ACA) was designed to give individuals and families greater access to affordable health insurance options including medical, dental, vision, and other types of health insurance that they may not have been able to get on their own or through an employer. Under the ACA:
You may be able to purchase health care through a state or federal marketplace that offers a choice of plans.
Insurers can't refuse coverage based on gender or a pre-existing condition.
Lifetime and annual limits on coverage are eliminated.
Young adults can stay on their familys insurance plan until age 26.
Seniors who hit the Medicare Prescription Drug Plan coverage gap or "donut hole" can get a discount on medications.
Read the full text of the ACA and learn more about its provisions and relationship to patients, insurers, businesses, and families.
When to Enroll
Open enrollment is the part of each year that citizens can freely make changes to their health care coverage purchased through the ACA's Health Insurance Marketplace.
The next open enrollment period is expected to begin on November 1, 2017, and end on January 31, 2018. During the open enrollment period, you will be able to:
Re-enroll in your current plan
Choose a plan for the first time
Choose a new plan to replace your current plan
Make changes to your existing insurance plan
You can enroll or change your plan year-round if you have certain life changes:
Getting married or divorced
Having a baby or adding a dependent to your family
Losing other coverage
Moving to a new state
Qualifying for Medicaid or CHIP
Check to see if your life event qualifies you to change your coverage under a Special Enrollment Period.
